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Guide to Using Credit/Debit Cards at an Online Casino
Though potentially revolutionary new payment technologies such as Bitcoin and Ethereum have grabbed the headlines of late, the real story in many parts of the world has been the low-key universal acceptance of a previous generation of payment options. Credit cards are now truly omnipresent and, in many parts of the world, the vast majority of day-to-day transactions are carried out with debit cards. Debit cards will be the focus of this article, particularly their use in funding online gambling accounts. For many gamblers, using debit cards to fund their play offers a perfect balance of convenience, transparency, and security and they’re an increasingly popular option worldwide.
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Finding online casinos that take debit cards isn’t always easy, however, so we’ll be breaking down exactly what you need to know in depth in order to help you get started with this option. Let’s start with a quick look at what’s actually going on when you use debit cards. Given the incredibly simplicity of the idea behind credit cards, it’s slightly surprising that they took so long to be widely accepted.
Basic use is straightforward – debit cards are simple plastic cards that can be used in place of cash for a transaction. Payments are made directly from the balance in your bank account when they go through. Debit cards first started gaining serious ground in the early nineties and the amount of banks offering their own branded cards soon mushroomed.
These days, you’ll find debit cards offered by all the major credit card providers, as well as pretty much every major bank worldwide. They’re used for everything from conducting online transactions to making cash withdrawals from ATMs, and you’ve almost certainly made use of at least one within the last week or month. Though there’s a bewildering array of individual cards on offer out there, they can all be broken down into three primary categories in terms of how they’re processed. It’s worth noting that a single card can often fit into each of the categories below: An increasingly popular alternative worth mentioning, especially among younger users, are prepaid debit cards which allow unbanked people to top up a source of funds and then access it directly using a card. Now that we’ve introduced debit cards generally, let’s turn our attention to finding online casinos where you can use debit cards.
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The good news for gamblers is that debit cards are widely accepted at online casinos worldwide. As a generally useful rule of thumb, if your casino accepts credit card, they almost certainly accept debit cards as well. With that in mind, the techniques you use to find online casinos that take debit cards are much the same as you’d use generally.
As ever, a quick online search on the casino name in question is an excellent place to start. You’re looking for any types of red flags that might come up in a simple search such as other gamblers questioning their credentials or reports of payment problems. You also want to see a strong track record in place of keeping customers happy generally.
Though new casinos blink into existence every day, and most of them are completely legitimate, you’re nearly always better off giving most of your business to established casinos to begin with. You’ll also want to see all of the following in place: Finding a casino that accepts debit cards should be a relatively straightforward affair, and there’s a lot to recommend actually making regular use of them when you do.
Let’s step through the main advantages that using debit cards bring: Especially when compared with the process of obtaining credit cards, applying for a debit card is usually an incredibly straightforward procedure. As there’s no inherent risk being undertaken by the bank, most providers will be very keen to issue cards with very little associated hassle or red tape. Though your credit history and credit rating may play a small background role, you can expect to be offered debit cards by your current bank.
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Ideally, you want to make use of cards from your main banking partner with a view to building up a pattern of responsible use over time. You’re also likely to be offered enticing sign-up bonuses and ongoing promotions by various banks, so it’s well worth doing a little online comparison shopping to get a clear view of what offers are out there. The conditions governing individual cards can also vary substantially so be sure to check terms and fees surrounding specific transactions such as ATM withdrawal. Debit cards are popular worldwide but their exact implementation tends to vary slightly from region to region. Let’s look at the main territories out there: Debit cards are an incredibly handy option to have when you’re funding your online casino account, but we generally recommend employing a mix of funding options so that you have some fallback positions and flexibility. The following all make excellent alternatives to consider: Any online casino which accepts debit cards worth its name should offer a full range of popular table games for you to enjoy, along with a good selection of slot machines. Here’s a quick run-down of the most common games you can expect to enjoy out there: With their ease and ubiquity, it makes an enormous amount of sense to use debit cards with your online casino account where the opportunity presents itself.
You’ll benefit from fast, secure transactions and the comforting sense of knowing exactly how much available funds you have at any given time. Be sure to consult our list of top online casinos that accept debit cards to get off to the best possible start out there on the tables!